With the advent and large-scale use of bank cards and electronic money, fraud schemes began to change. The fight against fraudsters is tough, but their actions are becoming more and more thoughtful, besides, computer programs are not perfect and hackers always find "loopholes" in any software.
The article about carding did not just begin with general information about fraud in the IT field, the fact is that with this word and call the type of fraud , which is made through bank cards. Carding is a type of fraud in which transactions are made from a card, without the knowledge of its holder.
Among the cases of fraud related to the theft of electronic money, there are plenty of examples of how fraudsters successfully They were withdrawing money, and the amounts in this case were estimated at billions of dollars.
Many attackers are confident that it is almost impossible to calculate them, but practice has shown that this is not the case, so if you don’t want to be in jail, it is better not to even try to appropriate other people's money to yourself.
Some people infect computers and, using Internet banking, get the necessary data. Some hack into online store databases. There are other options, but these are the most common.
Last year, the residents of Kharkov faced a gang of scammers who possessed secret information and due to this they easily entered into the confidence of the victims. They made calls to the phones of clients of one of the banks, called the exact amount that is on the card, and offered to update the card, and for this they needed to dictate a code that instantly came to the cell phone.
In order not to arouse suspicion, at the beginning of the conversation they suggested that customers come to the bank, but we always want to save time, so most agreed to perform the necessary operation by phone.
In order not to replenish the ranks of victims of fraudsters and not lose money that is on your card, follow safety rules:
Unfortunately, even if you follow all these precautions, you will not be 100% protected from the actions of cunning fraudsters. If you find that the amount has disappeared from your card (not even significant), check the account details and if there are any transactions that you have not performed, contact the police.
You will also be interested in:
- Why do companies conduct surveys?
- What is a unique trading position?
- Why help business newcomers?