The harsh realities of our lives make many people give up joy and save on almost everything.
Not everyone can boast of lucrative work and high wages, many are used to survive for a few thousand rubles a month . Is it real? Yes, if you correctly distribute the budget.
How to live on 15-20 thousand rubles a month? Some will be surprised, but you can live for a smaller amount. At the same time, you do not have to spend all day barley or borrow money.
There are regions in Russia where the average salary barely exceeds 20,000 rubles, although in fact many people receive even less.
Even a good income is not a reason to stop saving, because everything you do not spend , you can invest at interest or defer.
For a start, you should think about the costs and it is desirable to exclude everything that you do not really need. Obligatory expenses, these are utilities and food, in difficult times it can be limited to this.
If your apartment is not large, 3,000 rubles should be enough to pay for it. In addition, we recommend that you learn how to save on utilities.
Removable housing or mortgage requires a lot of expenses, sometimes you have to pay and 15 000 rubles per month, so in such cases income is simply not enough.
As for food, they should be bought intelligently. Going on a diet is not worth it, it can lead to health problems.
Here is a list of products worth buying:
There are still some essential items that you can't do without. These include sunflower oil, washing powder and more.
Try to buy groceries in large supermarkets and compare prices. With a great desire, you can spend about 5-7 thousand rubles per month specifically for food.
Make a menu for a week or even a month, then go shopping and do not buy anything that is not in the list.
If you keep costs to a minimum, you get about 8,000 rubles for utilities and food . You can live on it, but you need to understand that we all spend more.
Payment for the Internet, clothing, camping, and so on. All this makes us get a wallet, so it is better not to try to look for ways to live on 10 000 - 20 000 rubles, and find yourself a profitable part-time job.
With the help of the Internet, many people have already improved their financial situation. It is not difficult to find a job in the network, it’s really a lot there. Here are just freeloaders do not shine, because for a decent amount you have to work actively.
We have compiled several quality websites for you, where you can earn some money:
It will be much easier to live for an official salary of 20,000 rubles if you receive additional money from the Internet. Choose a suitable activity and start saving e-currency right today.
Regardless of the level of knowledge and skills, you can use the Internet for additional work. Even if in a month you collect only a couple of thousand rubles, it will be quite good.
At a minimum, such an amount can be put into circulation or directly through the Internet to spend on repaying a loan, paying for Internet, telephone, and so on.
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